
Asfand Yar Cheema: Important Guidance for Visiting Medical Students and Graduates in the U.S.
Asfand Yar Cheema, Resident physician at the Cleveland Clinic, shared a post on LinkedIn:
“Important Guidance for Visiting Medical Students and Graduates in the U.S.
Recently, a few international medical students and graduates visiting the U.S. reached out after falling ill—without having any health insurance. Navigating the U.S. healthcare system without coverage can be financially overwhelming, especially on a student budget.
Based on these experiences, I’d like to share an affordable and effective option that may benefit others in similar situations: Ideally, always secure a travel health insurance plan from your home country before arriving in the U.S.
However, if unforeseen circumstances prevent that, here is a helpful alternative:
- Visit Insubuy
- Select the Beacon America visitor insurance plan
- Choose $0 deductible
- The plan costs around $30 for 15 days
- It covers clinic visits and hospital admissions
- ER visits require only a $35 copay
- Coverage begins immediately upon purchase
This option provides essential coverage at a minimal cost—and can make all the difference in a time of need.
Sharing this with your network may help someone avoid unnecessary financial or health-related stress.”
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